HVAC Financing for Residential Comfort Systems

Though heating and cooling systems can last a decade or more, inevitably the time will come when it is time to replace the heating and cooling system in your home or business and HVAC financing can make that easier. At Terry’s A/C & Heating, we understand that replacing an HVAC system is a long-term investment and often a considerable (and sometimes unexpected!) expense. This is why we offer financing to help you get the system you need when you need it.

Three HVAC Financing Resources:

Wells Fargo

Through a partnership with Wells Fargo and Carrier, you can apply for a Carrier credit card to finance an HVAC system purchase so you can pay over time.

HearthHearth 310x310

This option offers affordable payment options for home improvement projects and gives homeowners many options for financing their HVAC purchase. See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

  • Hearth makes it easy for you to find monthly payment options for your project, with:

    • Loan amounts up to $100,000

    • Affordable monthly payment options

    • Funding within 1-3 days

    • No prepayment penalties

    • No home equity required

MicroF for HVAC Financing

financing for hvac equipment with Microf

This option is a rent-to-own solution for consumers looking to replace their residential heating and air conditioning equipment that offers low monthly payments. Click here to learn more.

Need Help?

Trust the comfort professionals at Terry’s A/C & Heating to keep you comfortable all year long. Be sure to ask us or check our specials since at certain times of the year Carrier may offer special financing or incentives. If we have an estimate in progress or you need a second opinion for replacing your system at your home or office, let us know if we can help connect you with financing so you can purchase the HVAC equipment you need and pay over time.