HVAC Financing for Residential Comfort Systems

Though heating and cooling systems can last a decade or more, inevitably the time will come when it is time to replace the heating and cooling system in your home or business and HVAC financing can make that easier. At Terry’s A/C & Heating, we understand that replacing an HVAC system is a long-term investment and often a considerable (and sometimes unexpected!) expense. This is why we offer financing to help you get the system you need when you need it.

Three HVAC Financing Resources:

Wells Fargo

Through a partnership with Wells Fargo and Carrier, you can apply for a Carrier credit card to finance an HVAC system purchase so you can pay over time.

Buy today, pay over time with the Carrier credit card. It's a convenient way to pay for your home comfort system. Your Carrier credit card also brings you revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, easy-to-use online account management and bill payment options. The Carrier credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender. Learn more.


This option offers affordable payment options to purchase HVAC equipment and gives homeowners many options for financing their HVAC purchase.

Flexible financing available through Synchrony

MicroF for HVAC Financing

This option is a rent-to-own solution for consumers looking to replace their residential heating and air conditioning equipment that offers low monthly payments. Click here to learn more.

financing for hvac equipment with Microf


Need Help?

Trust the comfort professionals at Terry’s A/C & Heating to keep you comfortable all year long. Be sure to ask us or check our specials since at certain times of the year Carrier may offer special financing or incentives. If we have an estimate in progress or you need a second opinion for replacing your system at your home or office, let us know if we can help connect you with financing so you can purchase the HVAC equipment you need and pay over time.